Special article brought to you by Wasatch Peaks Credit Union
The holiday season is a special time. With holiday specials, carols on the radio, and an ever-growing list of people to shop for, it’s easy to get carried away. We’ve got 7 helpful holiday shopping hacks to make your trip a little easier on you and a bit lighter on your budget!
1. CREATE A BUDGET
This first tip may sound a bit obvious, but it can be easy to lose track of your spending. By making a budget, you’ll be encouraged to plan for your spending, rather than buying impulse items on each shopping trip.
2. MAKE A GIFT LIST
Narrow down your gift list to those closest to you and start brainstorming what gifts you’d like to give each person on the list. Get creative and think of all the gift ideas they may enjoy, then select which one would be the most special or meaningful to the recipient, and is within your budget.
3. MAP OUT A ROUTE
The less time you spend out shopping (or online browsing), the better off your budget will be. Before aimlessly looking for ideas, use your gift list to create a route of stores or websites you’ll need to hit. This way, you can be more focused in your shopping and make fewer impulse purchases.
4. SHOP LATE IN THE DAY
Skip the holiday crowds by shopping right before closing. Often during the late evening hours, you’ll be able to shop quickly without having to fight the crowds. Be aware of holiday hours – sometimes stores are open for shorter or longer hours than normal.
5. SHOP IN HEELS
While this may seem a bit crazy to some, a Brigham Young University study found that shoppers spent a lot less money when their minds were focused on staying balanced. A more appealing alternative could be to visit the stores after a yoga class or riding an escalator for a similar effect.
6. FIND THE HIDDEN CASHIER
Skip the seemingly endless lines during the holiday season by seeking out cashiers set up in out-of-the-way spots of the store. You may find these checkout lines near fitting rooms in a variety of departments.
7. EARN REWARDS ON YOUR SPENDING
Get more from your purchases! Earn cash back or redeemable points with your purchases and enjoy your rewards from your holiday spending. Wasatch Peaks is now offering two new rewards cards that will help you enjoy more this holiday season!
Celebrate with our new Summit Rewards Visa Platinum Card and earn double points on most everyday purchases this holiday season! Or choose our new 1.5% Cash Back Visa Platinum Card and earn cash back on all those holiday purchases.
Get started by contacting our specialists at 801-627-8700 or by visiting your local Wasatch Peaks branch.